Learn if Chapter 7 Bankruptcy is the solution you need. Chapter 7 Bankruptcy is often called the “fresh start” provision of the bankruptcy code because it allows you to wipe out all of your debt. In a Chapter 7, we show the Court that you are unable, based upon your budget, to pay the debt that currently hangs over you.
Here at Clark & Washington in Chattanooga we understand the stress and fear that comes with overwhelming debts and the prospect of filing for bankruptcy. That is why we first ensure bankruptcy is indeed the right choice for you.
We are by far the largest filer of bankruptcies in Georgia. This is how we offer to advance our clients the filing fee of $338.00, the mandatory credit counseling fees, your credit report from all 3 bureaus and obtain your tax returns. These fees will be blended into a payment program with your attorney fees.
There are only 3 simple qualifications,
1- You must have the desire to become debt free
2- You must have an established bank account. This is our method of receiving installment payments via auto debit.
3- The ability to re-pay. You must have income sufficient to make the monthly payments we both agree on.
There are only 3 simple qualifications,
1- You must have the desire to become debt free
2- You must have an established bank account. This is our method of receiving installment payments via auto debit.
3- The ability to re-pay. You must have income sufficient to make the monthly payments we both agree on.
At Clark & Washington, our attorney fees are tailored to your unique situation. We’ve been doing this since 1983 and believe no legitimate law firm should quote you fees without first reviewing your financial issues in detail. Beware if they do.
The consideration of fees is based on several factors, including:
Call us at 423-634-1910 or schedule online for your free initial consultation.
At Clark & Washington, we understand how easy it is to fall behind on credit card payments, and we know how much relief our clients feel when their credit card problems are resolved through bankruptcy.
When credit cards have high interest rates, even reasonable spending can quickly lead to large balances. It’s not unusual for people who are struggling with other bills, such as a mortgage and car loans, to devote their paychecks to those bills and then rely on credit cards to buy food, clothes and other necessities and then find themselves overburdened by credit card debt on top of their other obligations. Chapter 7 bankruptcy can provide instant relief from credit card debts, giving you a fresh start after your case is completed.
Under Georgia law, some property and income is exempt from being sold off in Chapter 7 bankruptcy proceedings. Those exceptions include:
The homestead exception can be critical to someone facing the prospect of foreclosure and eviction. There are also other exemptions under Chapter 7, but you should know that filing for bankruptcy has a long-term effect on your credit rating, for up to ten years. If you’d like more information on whether filing for bankruptcy is right for you, speak with one of our knowledgeable Atlanta, Georgia bankruptcy lawyers today.
Anyone who tries to file for Chapter 7 alone risks omitting critical property exemptions or having their petition rejected altogether. You can avoid this by having an experienced bankruptcy lawyer guide you through the process. Clark & Washington, Attorneys at Law offers 12 metro Atlanta locations. Call us at 770-488-9300 or Schedule Online for your free initial consultation.
Have questions about bankruptcy or wondering if it’s the right option for you? Our experienced team is here to provide clear answers and personalized support. Contact us to get started and know that your consultation is free, and your information is always kept confidential.
We’re always here when you need us, day or night.
Trusted legal guidance from Tennessee's leading bankruptcy firm.
